Possibility of 2 ADU's. Buyer to verify with City. Welcome to a beautiful Mediterranean Villa in Woodland Hills, south of Mulholland. This Calabasas adjacent home has 4 bedrooms and 3 bathrooms and a a detached unit (potential for ADU) plus 3 car garage and is located in prestigious south of Mulholland with easy freeway access, minutes to the beach, the Village shopping center in Warner center and Calabasas Commons. Perfect for entertaining, the family room leads you to the french doors opening to your backyard where guests can enjoy a tranquil atmosphere, and lush landscaping. Light and bright main house with vaulted ceiling has updated kitchen, flooring and recessed lighting. Nearly 2

VA Loans. If you or your spouse is a current or former member of the military, your family may qualify for a VA home loan backed by the federal government (Department of Veterans Affairs). On the down payment front, VA loans are even better than FHA loans – they require no money down, though you’re free to put money down and reduce the total amount you must borrow. If interest rates drop after you’ve been in your house for a while, look into VA streamline refinance loans (IRRRL), which can reduce your rates significantly at a lower cost than a conventional refinance loan.

VIEWS, VIEWS, VIEWS!!!! Situated in the Los Feliz Hills, this 1 bedroom, 1 bath condo boasts floor to ceiling windows opening up to a large balcony with breathtaking views. Open floorplan with spacious living and dining areas. Open kitchen with an abundance of cabinets. Spacious bedroom with ample closet space. The complex offers many amenities including: 24-hour doorman, security, club room, fitness room, saunas, and heated pool. Within close proximity to the 5 freeway, restaurants, Griffith Park, Greek Theatre, shopping, hiking trails, and Los Feliz Village Shops. HOA includes water, gas, trash and basic cable. Subterranean parking, gated and secured. A MUST SEE!! See a virtual tou


Down payment size is a function of three overlapping factors: your desired initial loan-to-value (LTV) ratio, your time horizon (when you want to buy), and local housing market conditions. When people talk about budgeting for a future home purchase, they generally refer to list prices: “We’re willing to pay $300,000,” or “We can afford $250,000, but no more.”

Remodeled top-floor condo in desirable Vista Del Oro area with views of the harbor and mountains. Kitchen has been updated with new white shaker cabinets, quartz counter tops and stainless steel appliances. Laundry is conveniently located inside the unit with washer and dryer included. Kitchen opens to the dining room, living area, and balcony. Both bedrooms have plush carpeting, remote control fan lights and mirrored closet doors. Master bathroom features newer tile shower and new quartz counters. Nice floor plan, 2nd floor entry. Private 2-car garage with storage. Close to parks, schools, restaurants and shopping. Ready to move in! Take your Virtual Tour here: https://my.matterport.com/sh
As a buyer, just keep in mind that mortgage pre-approval is different from mortgage pre-qualification. Pre-qualify, and you're undergoing a much simpler process that can give you a ballpark figure of what you can afford to borrow, but with no promise from the lender. Getting pre-approved is more of a pain since you'll have to provide tons of paperwork, but it's worth the trouble since it guarantees you're creditworthy and can truly buy a home.
Putting off buying a home for many years to save a large down payment can be a mistake. While you’re saving your down payment, the price of that house is probably going up. While home price appreciation is not guaranteed, real estate in the U.S. has historically increased by about 4 percent per year, according to Black Knight). In 12 years, a house costing $200,000 today may be priced at over $300,000.
Homes.com provides home buyers, sellers, renters, and home value seekers with up-to-date real estate information, tools, and home listings across the US and Canada. Our website and mobile apps give consumers the information they need to find their first or next home, as well as innovative tools like Snap and Search, Homes.com Match and HomeShare to make the home search experience collaborative, simple and effective.
Mint is one of the oldest and best-known of the many personal budgeting apps available to U.S. consumers. It has a slew of capabilities designed to increase your understanding of your personal finances, categorize your spending and saving, and become more financially fit overall. It’s free to use, though subsidized by sponsor ads and partner offers.
However, the devil is in the details. You have to pay back your 401k loans, with interest – typically at 2% above the prime rate. On larger loans, that means several years’ worth of three-figure monthly payments and several thousand in interest charges. Plus, if you take out a 401k loan before applying for a mortgage loan, your credit utilization ratio will spike, which could raise your mortgage loan’s interest rate or cause the bank to think twice about lending to you in the first place.
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